If you purchased $1000 of Bank of America stock one year ago, it would now be worth $204.

With Citigroup, you would have $147 left of the original $1,000.

With General Motors, you would have $0 left of your investment.

But, if you had purchased $1,000 worth of BEER one year ago, consumed all the beer, then turned in the cans for the aluminum recycling price, you would have $80.52 and a bad hangover.

Based on the above, current investment advice is to drink heavily and recycle.

It’s called the 401-Keg Plan.

OK – it’s not that funny, but a little gallows humor can’t really hurt, right?